(For Delinquent Loans Only- 30 Days Or More Past Due)
The borrowers financial package is to be used only by customers whose loan is in a delinquent status, 30 days or more past due.
If your loan is in a current status , VHDA requires its customers to contact a Certified HUD Counseling Agency (repeat the housing counselor link below) prior to completing the financial forms and prior to contacting VHDA for loss mitigation assistance. Once you have made your appointment with the counseling agency, they will complete a financial package for you and submit it to VHDA along with their recommendation on the type of loss mitigation that would best help you.
If you are having financial difficulties and want to be considered for a VHDA Loss Mitigation program, please follow these steps:
- Download the Borrower's Financial Package from the link below
- Complete the forms included in the package - Borrower Financial Statement, Request for Transcript of Tax Return, and Home Affordable Modification Program Hardship Affidavit
- Along with these forms you will need to include:
Two of your most current pay stubs (for ALL household income)
OR
Your last two year's tax returns
These forms need to be completed, signed and mailed to:
VHDA
Attention: Sandy Cannon
P. O. Box 4627
Richmond, VA 23220
Once VHDA receives your financial package you will receive an acknowledgement or a request for more information. If you have questions about the forms or the process please contact Sandy Cannon at 1-888-756-8603 extension 5739.
Borrower's Financial Package
In need of a housing counselor? Please visit http://www.virginiaforeclosureprevention.com/
| 
