Review the links below for key resources available to you on VHDA.com.

Homeownership Education Program
Sign-up for VHDA's free homebuyer education class to learn about the entire home-buying process. View class schedules, registration information and helpful worksheets.

Predatory Lending
Learn what predatory lending is and how to avoid it.

Loan Programs
VHDA offers a variety of home loan options designed to meet the needs of Virginia's homebuyers. Read the information here to learn about the special features of VHDA's loan programs. See Also Eligibility Requirements | Income and Sales Price Limits

Tax Credit New!
First-time Homebuyer Tax Credit.

QuickStart
Determine what VHDA loan programs might best fit your situation.

Current Rates
View today's rates for our most popular loans.

Calculators
Determine how much you can afford, what is recapture and more.

Find A Lender
VHDA-approved lender locator. Find a lender branch office close to you.

Federal Targeted Areas
Tools to help understand targeted areas and determine if a property is located in a targeted area.

Mobile Mortgage Offices
VHDA has two Mobile Mortgage Offices to reach underserved areas of the state and provide homeownership to more Virginians.

How to Apply
Use these tips to get prepared for the loan application process.

Frequently Asked Questions
We've compiled answers to your common VHDA home loan questions.

Contact Us
Can't find an answer online? Click here to contact us via email, or view phone numbers and mailing addresses.